A Loan Originator can help fulfill your DREAMS

I have been in home lending for several years and it has been my pleasure to serve my clients while navigating the ins and outs of the loan process, from application to closing. I take the time to review my clients’ entire unique financial picture and look to provide a loan catered to their individual needs. I am grateful to have been able to gain the trust and loyalty of so many clients, and industry partners that will create lasting relationships.

Insights to elevate your financial outlook and unlock your potential.

mailto:astratton@scenicoaks.com

The first step in the process is simply for me to get a better understanding of where you are in your homeownership journey, this may involve discussing your past, so I can help guide you on your options for the future.

Buying your first home is very exciting! Our Mortgage Loan Originators are here to guide you through every step of the loan process.Before finding your new home, I can help you get pre-qualified for free. Have you already revieved an offer? I can look give you a second look and see if there was any potential savings left out, ask me how.

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Find Out Where You Need to Start

First time home buyer

Our variety of loan options allow you to buy your first home (or new home after 3 years) with little money down and we will work to ensure the loan payments meet your unique needs.

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An FHA Home Loan may get you into a home with a low down payment.

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Are you a military service member or veteran looking to buy a home?

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USDA Loans offer flexible options as either Fixed Rate or Adjustable Rate mortgages. You may qualify with less than perfect credit.

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Ready to reach financial independence through real estate?

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My Specialities

Finding a great home loan involves careful consideration of your needs, finances, and history. We are here to guide you.

Conventional Mortgage

Monthly payments are based on interest rate, principal loan amount, and amortized interest over 30 years.

Low Down Payment Purchase Options

Not ready for a sizable down payment? There are options that can make you a home owner with a low down payment.

Refinance

A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms.

What People are Saying

“Amelia is knowledgeable, responsive, and easy to work with. She helped me understand the best possible loan to choose using zoom and amortization charts. She really took the time to listen to my situation and help me decide the best loan to choose. I would highly recommend her to do any loan for you!”
T.J. V.
Sonora, CA
“Amelia answered plenty of our mortgage and real estate related questions. She had lots of information for us to consider real estate investing and what it takes to be a real estate investor.”
Patrick W.
Carmichael, CA
“The refinance process seemed overwhelming. Amelia took the time to walk thru and explain each and every step for my wife and I. She was very knowledgeable and also was able to get us a great rate!”
Kyle C.
Rocklin, CA

What are your goals? Everyone is unique, request your personalized rates and fees.

Apply now and I will review your application with you. Let me know if you have nay questions, anytime. (209) 338-7237.

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